We’re here to make this as simple and stress-free as possible. Thank you again for trusting us to be your guide through this journey. I’m looking forward to helping you every step of the way.
The following documents may be requested to obtain new mortgage loan.
Checklist of Documents to Gather For All Borrowers:
- A valid photo ID
- Tax returns for the last 2 years (all pages and schedules)
- W2s from the last 2 years
- Paystubs from the past 30 days
- Bank statements from the last 60 days (to show proof of funds for the downpayment and closing costs)
- If your funds are coming from the sale of your current home, don’t worry – we will address that on the application
For VA Clients:
- DD-214
- Certificate of Eligibility
For Clients with Second, Vacation, or Rental Homes:
- The homeowner’s declarations page for each property
- Proof that property taxes are current (either a paid tax statement or a mortgage statement showing it’s escrowed)
- The most recent mortgage statement for each property
